http://www.tasgall.com/2006/12/03/mini-linkfest/ Peering into the Cauldron of the Gods... Wed, 28 Sep 2011 10:20:57 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://www.tasgall.com/2006/12/03/mini-linkfest/comment-page-1/#comment-237 John Mon, 04 Dec 2006 14:35:38 +0000 http://www.tasgall.com/2006/12/03/mini-linkfest/#comment-237 Related to your comment, Merrill Lynch (and others, I'm sure) allows you to use your mutual fund holdings as your "down payment" on a house, which is quite clever since it keeps you fully invested (and they can collect fees on your money) and you are incentivized to pick them for your mortgage. Plus, they end up with a rich collection of data on your investment and loan repayment habits to use for future marketing and customer analysis purposes. A friend on mine used their substantial mutual fund holdings at Merrill Lynch (given over the years by their parents) to get a 100% house loan for their first home over 6 years ago, back before 100% financed home loans were fairly common. Related to your comment, Merrill Lynch (and others, I’m sure) allows you to use your mutual fund holdings as your “down payment” on a house, which is quite clever since it keeps you fully invested (and they can collect fees on your money) and you are incentivized to pick them for your mortgage. Plus, they end up with a rich collection of data on your investment and loan repayment habits to use for future marketing and customer analysis purposes. A friend on mine used their substantial mutual fund holdings at Merrill Lynch (given over the years by their parents) to get a 100% house loan for their first home over 6 years ago, back before 100% financed home loans were fairly common.

]]> http://www.tasgall.com/2006/12/03/mini-linkfest/comment-page-1/#comment-236 Jason G. Sun, 03 Dec 2006 18:36:27 +0000 http://www.tasgall.com/2006/12/03/mini-linkfest/#comment-236 Another random tidbit... Schwab (www.schwab.com/lending) is offering 1/4% rate discount on some loans for current broker customers. Shopping for a loan? Consider opening up a brokerage account to get the rate discount... Another random tidbit… Schwab (www.schwab.com/lending) is offering 1/4% rate discount on some loans for current broker customers. Shopping for a loan? Consider opening up a brokerage account to get the rate discount…

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