By opening a FXTrade account at Oanda, which costs you nothing, has no obligations to trade and no minimum deposit, they pay 4.7% interest on USD deposits compounded daily.? Four point SEVEN just to have your money sit there.? I don’t think there is a savings account at any bank that can match that while giving you the option to invest in alternative currencies. The only better rate with no minimum on OneUnited Bank at 4.91%.? So for a trading account 4.7% is?very attractive.